Dividend ETFs vs Growth ETFs: Which Strategy Actually Wins in 2026?
Dividend ETFs vs Growth ETFs: Which Strategy Actually Wins in 2026? TL;DR The dividend versus growth ETF debate isn’t about which is objectively “better”—it’s about matching your investment strategy to your life stage and psychology. Growth ETFs have crushed dividend funds over the past 15 years, particularly tech-heavy options, but dividend aristocrats show lower volatility during market crashes. In Germany, accumulating ETFs offer tax advantages through the Vorabpauschale system, while dividend ETFs provide psychological motivation through regular payouts. For wealth accumulation under age 50, growth-focused accumulating ETFs typically win; for income generation in retirement, dividend ETFs make more sense. ...