Bitcoin Loan vs. DCA: 10 Years of Backtested Data — What the Community Found
Bitcoin Loan vs. DCA: 10 Years of Backtested Data — What the Community Found TL;DR A Reddit user in r/CryptoCurrency ran a decade-long backtest comparing two Bitcoin acquisition strategies: taking out a loan to buy BTC versus dollar-cost averaging (DCA) every month since 2016. The post sparked real debate about leverage risk, liquidation danger, and whether timing the market with borrowed money ever makes sense. Platforms like Ledn and Salt Lending offer the crypto-backed loan infrastructure that makes this kind of strategy possible — but they come with a catch. Here’s what the community research uncovered. ...