Why AI Still Hasn't Disrupted Retail Investing — And What That Actually Tells Us
Why AI Still Hasn’t Disrupted Retail Investing — And What That Actually Tells Us TL;DR A recent discussion in r/fintech is asking a deceptively simple question: why hasn’t AI fully disrupted retail investing yet? Despite years of hype, tools like Personal Capital’s ML-powered platform represent incremental progress rather than wholesale transformation. The gap between AI’s promise and its real-world impact on everyday investors is real, and the fintech community is starting to call it out. This article digs into what the conversation reveals — and what it might mean for the future of investing. ...