Launching a Neobank in 2026: How Long Does It Actually Take?
Launching a Neobank in 2026: How Long Does It Actually Take? TL;DR Building a neobank from scratch isn’t a weekend project — it’s a multi-year journey involving regulatory hurdles, card network partnerships, and serious infrastructure work. A recent Reddit thread on r/fintech sparked exactly this question: how long does it actually take to get a neobank live these days? The fintech community is clearly wrestling with this, and the answer is: it depends heavily on your geography, your licensing strategy, and the partners you choose. Visa and Mastercard remain the backbone of any card-issuing operation, and platforms like GoodFirms can help you research the service providers who do the heavy lifting. ...